Articles

13 Costly Misconceptions That Could Destroy Your Business by Richard Fonfrias, J.D. Chicago’s Financial Rescue & Bankruptcy Lawyer Fonfrias Law Group, LLC MISCONCEPTION #1:  I

Your Lifestyle After Bankruptcy: Dining Out, Taking Vacations, And More! by Richard Fonfrias, J.D. Chicago’s Financial Rescue & Bankruptcy Lawyer Fonfrias Law Group, LLC No

How to Raise Your Credit Score and How It Affects Your Life in a Big Way by Richard Fonfrias, J.D. Chicago’s Financial Rescue & Bankruptcy

You Cannot Erase All Debts in Chapter 7 Bankruptcy by Richard Fonfrias, J.D. Chicago’s Financial Rescue & Bankruptcy Lawyer Fonfrias Law Group, LLC You can

4 Steps to Improve Your Credit Score After Bankruptcy byRichard Fonfrias, J.D.Chicago’s Financial Rescue & Bankruptcy LawyerFonfrias Law Group, LLC   STEP #1:  Double check

Foreclosure Nightmare: Lenders May Come After You for the Balance Due by Richard Fonfrias, J.D. Chicago’s Financial Rescue & Bankruptcy Lawyer Fonfrias Law Group, LLC

Don’t Modify Your Home Loan Until You Consider Chapter 13 Bankruptcy You May Find Yourself In A Worse Position Than When You Started by Richard

What Happens to Your Credit Cards During Bankruptcy by Richard Fonfrias, J.D. Chicago’s Financial Rescue & Bankruptcy Lawyer Fonfrias Law Group, LLC     Most

Bankruptcy Gets Rid of the Overpayment Debt When Social Security Wants Its Money Back by Richard Fonfrias, J.D. Chicago’s Financial Rescue & Bankruptcy Lawyer Fonfrias

How Community Association Assessments Are Treated in Bankruptcy byRichard Fonfrias, J.D.Chicago’s Financial Rescue& Bankruptcy LawyerFonfrias Law Group, LLC If you’re behind on your homeowners’ association

How to Protect Yourself From Mortgage Modification Scams and Foreclosure Rescue Scams including the 10 Warning Signs of Scams byRichard Fonfrias, J.D.Chicago’s Financial Rescue &

How Illinois Property Taxes Are Treated In Foreclosure and Bankruptcy by Richard Fonfrias, J.D. Chicago’s Financial Rescue & Bankruptcy Lawyer Fonfrias Law Group, LLC  

The Unusual Way Credit Card Debt is Handled in Chapter 7 Bankruptcy byRichard Fonfrias, J.D.Chicago’s Financial Rescue& Bankruptcy LawyerFonfrias Law Group, LLC   Most people

Your Rights as a Homeowner in Illinois by Richard Fonfrias, J.D. Chicago’s Financial Rescue & Bankruptcy Lawyer Fonfrias Law Group, LLC A home mortgage is

UCC Liens Against Your Business Can Hurt Your Credit; Here’s What You Need To Know About The Uniform Commercial Code by Richard Fonfrias, J.D. Chicago’s

The Deep Freeze! Your Credit Card Company Just Sued You and the Bank Has Frozen Your Bank Account. by Richard Fonfrias, J.D. Chicago’s Financial Rescue

The Biggest Mistake Homeowners Make When Facing Foreclosure by Richard Fonfrias, J.D. Chicago’s Financial Rescue & Bankruptcy Lawyer Fonfrias Law Group, LLC   Homeowners often

7 Steps to Starting a Business After Bankruptcy byRichard Fonfrias, J.D.Chicago’s Financial Rescue & Bankruptcy LawyerFonfrias Law Group, LLC   Trying to get a new

How to Get Credit When Your in Chapter 13 Bankruptcy by Richard Fonfrias, J.D. Chicago’s Financial Rescue & Bankruptcy Lawyer Fonfrias Law Group, LLC Most

Chapter 13 Bankruptcy: Look Into A Mortgage “Cramdown” to Reduce the Principal Balance of Your Investment or Rental Property by Richard Fonfrias, J.D. Chicago’s Financial

Which Type of Bankruptcy is Best for Your Small Business? Make Sure You Choose the Correct Form by Richard Fonfrias, J.D. Chicago’s Financial Rescue &

Short-Sale Homes Risky For Both Sellers and Buyers by Richard Fonfrias, J.D. Chicago’s Financial Rescue & Bankruptcy Lawyer Fonfrias Law Group, LLC   Short Sale: 

How to Buy a Car After Bankruptcy by Richard Fonfrias, J.D. Chicago’s Financial Rescue & Bankruptcy Lawyer Fonfrias Law Group, LLC Your bankruptcy doesn’t mean

The Citation to Discover Assets: How Creditors Learn More Than You Want Them to Know byRichard Fonfrias, J.D.Chicago’s Financial Rescue& Bankruptcy LawyerFonfrias Law Group, LLC

Student Loan Debt: Chapter 13 Bankruptcy Can Help. Here’s how. by Richard Fonfrias, J.D. Chicago’s Financial Rescue & Bankruptcy Lawyer Fonfrias Law Group, LLC Before

Filing Bankruptcy? Then Forget About a Short Sale. Here’s why: byRichard Fonfrias, J.D.Chicago’s Financial Rescue & Bankruptcy LawyerFonfrias Law Group, LLC A short sale is

How to Report a Debt Collector Who is Violating the Federal Fair Debt Collection Practices Act by Richard Fonfrias, J.D. Chicago’s Financial Rescue & Bankruptcy

How To Raise Your Credit Score After a Bankruptcy by Richard Fonfrias, J.D. Chicago’s Financial Rescue & Bankruptcy Lawyer Fonfrias Law Group, LLC   If

How Do I Make Sure the Chapter 7 Trustee Won’t Take My Property? by Richard Fonfrias, J.D. Chicago’s Financial Rescue & Bankruptcy Lawyer Fonfrias Law

How Chapter 7 Bankruptcy Can Help a Corporation or LLC byRichard Fonfrias, J.D.Chicago’s Financial Rescue& Bankruptcy LawyerFonfrias Law Group, LLC   When you want your

Bankruptcy and Divorce by Richard Fonfrias, J.D. Chicago’s Financial Rescue & Bankruptcy Lawyer Fonfrias Law Group, LLC Spouses often use bankruptcy differently.  Some spouses use

What You Need to Know About a Chapter 7 Business Bankruptcy by Richard Fonfrias, J.D. Chicago’s Financial Rescue & Bankruptcy Lawyer Fonfrias Law Group, LLC

10 Ways IRS Will Let You Pay Less Than You Owe in Taxes by Richard Fonfrias, J.D. Chicago’s Financial Rescue & Bankruptcy Lawyer Fonfrias Law

Wage Garnishment: How Creditors Take Money From Your Paycheck by Richard Fonfrias, J.D. Chicago’s Financial Rescue & Bankruptcy Lawyer Fonfrias Law Group, LLC   Garnishing

How Does A Lender Perfect A Lien? by Richard Fonfrias, J.D. Chicago’s Financial Rescue & Bankruptcy Lawyer Fonfrias Law Group, LLC First, what does it

How Bankruptcy Protects During Foreclosure by Richard Fonfrias, J.D. Chicago’s Financial Rescue & Bankruptcy Lawyer Fonfrias Law Group, LLC   Homeowners are quickly discovering the

10 Business Mistakes That Could Lead You and Your Company to Bankruptcy byRichard Fonfrias, J.D.Chicago’s Financial Rescue& Bankruptcy LawyerFonfrias Law Group, LLC   MISTAKE #1: 

Bankruptcy Gets Rid of the Overpayment Debt When Social Security Wants Its Money Back by Richard Fonfrias, J.D. Chicago’s Financial Rescue & Bankruptcy Lawyer Fonfrias

Filing Bankruptcy? Then Forget About a Short Sale. Here’s why: by Richard Fonfrias, J.D. Chicago’s Financial Rescue & Bankruptcy Lawyer Fonfrias Law Group, LLC  

How Credit Card Debt is Treated in Chapter 13 Bankruptcy by Richard Fonfrias, J.D. Chicago’s Financial Rescue & Bankruptcy Lawyer Fonfrias Law Group, LLC Chapter

Student Loan Debt: “Undue Hardship” Discharges and Chapter 13 Bankruptcy Can Help by Richard Fonfrias, J.D. Chicago’s Financial Rescue & Bankruptcy Lawyer Fonfrias Law Group,

Illinois’ Child Support Laws Have Teeth; Here’s What Happens to the Parent Who Doesn’t Pay by Richard Fonfrias, J.D. Chicago’s Financial Rescue & Bankruptcy Lawyer

Citation to Discover Assets Reveals the Location of Your Money and Property: What You Should Do Next byRichard Fonfrias, J.D.Chicago’s Financial Rescue& Bankruptcy LawyerFonfrias Law

How to Protect Yourself From Mortgage Modification Scams and Foreclosure Rescue Scams including the “10 Warning Signs of Swindles, Frauds and Ripoffs” by Richard Fonfrias,

Your Bankruptcy’s Effect on an Existing Offer In Compromise byRichard Fonfrias, J.D.Chicago’s Financial Rescue & Bankruptcy LawyerFonfrias Law Group, LLC   If you file bankruptcy

CHAPTER 11 BANKRUPTCY: REORGANIZATION by Richard Fonfrias, J.D. Chicago’s Financial Rescue & Bankruptcy Lawyer Fonfrias Law Group, LLC How to continue to run your business

2 Government Programs Help You Modify Your Home Loan; If You Qualify, “Illinois Hardest Hit” Even Makes Your Payments For You by Richard Fonfrias, J.D.

You Can Protect Some Or All Of Your Property When You File For Bankruptcy In Illinois by Richard Fonfrias, J.D. Chicago’s Financial Rescue & Bankruptcy

Find Out What IRS Knows About You: Get A Copy of Your Tax Transcript by Richard Fonfrias, J.D. Chicago’s Financial Rescue & Bankruptcy Lawyer Fonfrias

Reopen Your Chapter 7 Bankruptcy Case to Avoid a Previously Recorded Judgment Lien by Richard Fonfrias, J.D. Chicago’s Financial Rescue & Bankruptcy Lawyer Fonfrias Law

Your Citation to Discover Assets: When You Must Tell Your Creditor About All of Your Property by Richard Fonfrias, J.D. Chicago’s Financial Rescue & Bankruptcy

Small Business Reorganization Act Helps Small Businesses Condense Chapter 11 Bankruptcy Proceedings by Richard Fonfrias, J.D. Chicago’s Financial Rescue & Bankruptcy Lawyer Fonfrias Law Group,