How to Buy a Car After Bankruptcy
How to Buy a Car After Bankruptcy by Richard Fonfrias, J.D. Chicago’s Financial Rescue & Bankruptcy Lawyer Fonfrias Law Group, LLC Your bankruptcy doesn’t mean you’ll be traveling everywhere on foot. You can still buy a car – even after a bankruptcy. People who have filed bankruptcy are good credit risks. After all, even though […]
10 Ways IRS Will Let You Pay Less Than You Owe in Taxes
10 Ways IRS Will Let You Pay Less Than You Owe in Taxes by Richard Fonfrias, J.D. Chicago’s Financial Rescue & Bankruptcy Lawyer Fonfrias Law Group, LLC Owing money to IRS scares many people. IRS depends on this because that fear motivates people to pay their taxes. And that fear is warranted because IRS […]
Wage Garnishment: How Creditors Take Money From Your Paycheck
Wage Garnishment: How Creditors Take Money From Your Paycheck by Richard Fonfrias, J.D. Chicago’s Financial Rescue & Bankruptcy Lawyer Fonfrias Law Group, LLC Garnishing Your Wages If you fail to pay the judgment, creditors can profit from another legal tool, the wage deduction proceeding, also called a wage garnishment. This is where the creditor […]
UCC Liens Against Your Business Can Hurt Your Credit; Here’s What You Need To Know About The Uniform Commercial Code
UCC Liens Against Your Business Can Hurt Your Credit; Here’s What You Need To Know About The Uniform Commercial Code by Richard Fonfrias, J.D. Chicago’s Financial Rescue & Bankruptcy Lawyer Fonfrias Law Group, LLC What is the Uniform Commercial Code (UCC)? The UCC is a large body of rules that dictate how commercial matters are […]
Find Out What IRS Knows About You: Get A Copy of Your Tax Transcript
Find Out What IRS Knows About You: Get A Copy of Your Tax Transcript by Richard Fonfrias, J.D. Chicago’s Financial Rescue & Bankruptcy Lawyer Fonfrias Law Group, LLC If you have any tax problem that involves the IRS, you don’t want to go forward without knowing all the details. You need to know what IRS […]
Student Loan Debt: Chapter 13 Bankruptcy Can Help. Here’s how.
Student Loan Debt: Chapter 13 Bankruptcy Can Help. Here’s how. by Richard Fonfrias, J.D. Chicago’s Financial Rescue & Bankruptcy Lawyer Fonfrias Law Group, LLC Before filing bankruptcy, you should try to get the lender to modify your student loan so its terms fit your budget. If the lender won’t hear of it, then a Chapter […]
Student Loan Debt: “Undue Hardship” Discharges and Chapter 13 Bankruptcy Can Help
Student Loan Debt: “Undue Hardship” Discharges and Chapter 13 Bankruptcy Can Help by Richard Fonfrias, J.D. Chicago’s Financial Rescue & Bankruptcy Lawyer Fonfrias Law Group, LLC Student Loans Can Be Erased in Bankruptcy – But It’s Not Easy To discharge your student loan in bankruptcy, you must show that making the loan payments “will impose […]
Bankruptcy Gets Rid of the Overpayment Debt When Social Security Wants Its Money Back
Bankruptcy Gets Rid of the Overpayment Debt When Social Security Wants Its Money Back by Richard Fonfrias, J.D. Chicago’s Financial Rescue & Bankruptcy Lawyer Fonfrias Law Group, LLC Every month, the Social Security Administration (SSA) pays millions of disabled workers so it’s easy to understand how some of those people might be receiving too […]